Whether you're single or have a family, life insurance with living benefits is essential and beneficial because you and your loved ones will have funds either during your lifetime or when you pass away.
Living benefits essentially allow the insured to access money from the policy’s death benefit during your lifetime due to critical, chronic, or terminal illnesses.
Term life insurance covers you for a specific amount of time and the rates stay the same. After this period, you can renew but generally at a higher rate.
Accidental Death Insurance only provides Coverage for death due to an accident. You should view accidental death insurance as a supplement to your life insurance policy because it's generally considered as having a very narrow scope of coverage.
Final expense insurance is life insurance that’s designed to cover the costs of your final disposition as well as any funeral or celebratory services that take place.
We offer a policy that gives your child a head start on saving for their college education, the down payment of their first home, and even their retirement, all while giving them the protection of living benefits life insurance.
The best time to buy retirement protection through annuities or life insurance is now! While VC Financial Solutions does not offer variable annuities due to higher risk strategy, we want you to know the range of annuity products available.
